The New Contractor
"The GC needs my certificate before I can start Monday."
We'll get you the right general liability coverage and the certificate your client is asking for, without the runaround.
Business, Home, Flood, Health, and Life Insurance Across Florida
We're an independent agency, so we compare multiple carriers for you, explain your options in plain language, and stay in your corner long after the policy starts.
Pick one to see where most people start.
Business insurance is our focus, and we protect the people behind the business too.
From your first client to your first hire, coverage that grows with you.
General liabilityBOPWorkers' compCommercial autoE&OContractors
Protection for the place you come home to, from carriers that know the Florida market.
Quote my home Learn moreMost homeowners policies don't cover flood. A separate policy closes that gap.
Quote flood coverage Learn moreIndividual plans, short-term medical, and fixed indemnity options for self-employed people and families.
Short-term and fixed indemnity plans are not comprehensive health insurance. We'll explain exactly what each one does and doesn't cover.
Explore health optionsCoverage that takes care of the people who depend on you.
Quote life insuranceEvery trade has its own risks. We know the questions to ask for yours.
Roofers, electricians, plumbers, HVAC, painters, handymen.
Crews, equipment, and the job sites you work on.
Boutiques, shops, and local stores with foot traffic.
Kitchens, catering, and mobile food businesses.
Stylists, barbers, nail techs, and booth renters.
Gyms, trainers, studios, and instructors.
Residential and commercial cleaning companies.
Ministries, community groups, and the volunteers who serve.
Don't see your business? Tell us what you do and we'll find the right fit.
Storms, flood zones, and a changing market make Florida different. A quick review now can save a hard surprise later.
Get a Free Coverage ReviewMany policies restrict new coverage once a named storm is on the way. The time to review is before June, not the week of the forecast.
Standard homeowners and business policies generally don't cover flood, and new flood policies often come with a waiting period. We'll help you close the gap early.
Florida policies often carry a separate hurricane deductible. We'll show you exactly what you'd pay out of pocket so nothing surprises you after a storm.
If a storm closes your doors, the right coverage can help replace lost income while you rebuild.
Simple, personal, and no pressure.
Answer a few quick questions online, or just call. It takes about two minutes.
We quote across our carrier partners and walk you through the differences in plain language.
Pick what fits. After that, we're still your first call for changes, certificates, and renewals.
Insurance matters most at turning points. Here are a few we help with every day.
The New Contractor
We'll get you the right general liability coverage and the certificate your client is asking for, without the runaround.
The Growing Shop
A lease usually requires liability coverage, and a new hire can bring workers' comp into the picture. We'll sort out what you actually need.
The New Homeowner
We'll shop home and flood options, explain the deductibles, and send your lender what they need.
No fine print about how we work.
Insurance carriers pay us a commission when you buy a policy. Getting a quote and advice from us costs you nothing.
What's covered, what isn't, and what your deductible really means. If a policy has a gap, you'll hear it from us first.
If your current coverage is already the best option, we'll tell you to keep it. If we can't place your risk, we'll say so quickly.
I'm Jeremy Her, founder of Faith Financial Group. Before starting this agency, I spent nearly a decade in the insurance and healthcare industries. I know how policies actually work once they leave the sales pitch, and I make sure my clients do too.
I started Faith Financial Group to insure the businesses and dreams of everyday people: the contractor with a new truck, the family with their first home, the side hustle that just became a real company.
Everyday people deserve an agent who treats their dream like it matters.
Jeremy HerFounder, Faith Financial Group
We recommend what fits you, even when it's the smaller policy.
Clear explanations of what's covered, what isn't, and why it matters.
You're a person to us, not a policy number. Call or text anytime.
Still wondering about something? Call or text and we'll talk it through.
No. Quotes and advice are free, and there's no obligation to buy. We're paid by the carrier only if you choose a policy.
Yes. An LLC can help separate your personal and business finances, but it doesn't pay for claims. If a customer is hurt or their property is damaged, general liability insurance is what covers the claim and your legal defense.
A certificate of insurance, or COI, is a one-page document that proves you have coverage. General contractors, landlords, and larger clients often require one before you start work or sign a lease.
A BOP typically bundles general liability and commercial property into one policy, and many include business income coverage. For eligible small businesses it's often more affordable than buying each piece separately.
Generally, no. Flood is a separate policy, and new flood policies often have a waiting period before coverage starts. It's best to set it up well before storm season.
Absolutely. Send us your current declarations page and we'll walk through what you're covered for, spot any gaps, and tell you honestly if it's already a good fit.
Three quick steps. No obligation, and your information is never sold.
Need a certificate, a policy change, or just have a question? We're a text away.